Bilance features
Bilance is the budgeting app built for European banks — it connects all your accounts automatically and does the categorizing for you. The app is organized as five tabs: Dashboard (your transaction feed and balances), Overview (spending analytics), AI Chat, Planning (Budgets and Recurring payments side by side), and Account (net worth, banks and Shared Finances). These pages describe the biggest features in depth, honest limits included.
- Automatic categorizationTransactions arrive cleaned, named and categorized on their own.
- Recurring paymentsEvery subscription and bill in one list, with what they cost together.
- AI ChatAsk about your own money and get answers from your real numbers.
- BudgetsMonthly limits with live progress, flexible when a month is unusual.
- Net worthEverything you own minus everything you owe, in one number.
- Shared FinancesOne household picture for couples; private accounts stay private.
And the rest of the app
Bank connections. 2,300+ European banks connect through open banking, with automatic background sync and read-only access — Bilance can see transactions and balances but can never move money. Check yours on the bank coverage page.
Overview, Monthly report and savings rate. Spending by category and tag, six-month trends, and a "{Month} in review" report when each financial month completes — including months that start on your payday instead of the 1st.
The wider story — who Bilance is for, how it compares, and whether it is safe — is on the Why Bilance page and the security page.
Try Bilance
Connect your bank accounts and let Bilance do the categorizing — set up in about 2 minutes.
