Bilance features
Bilance is the budgeting app built for European banks — it connects all your accounts automatically and does the categorizing for you. The app is organized as five tabs, and so is this page: what each one does, shown the way the app shows it. Every feature links to a page that goes deeper, honest limits included.
Dashboard
Every bank, one clean feed
Transactions from your 2,300+ connectable banks arrive on their own — titles cleaned, categories assigned, transfers between your own accounts kept out of spending. You never sort a month by hand.
Automatic categorization →Overview
See where your money goes
The reason people pick Bilance most often. Spending by category and tag, six-month trends, your savings rate, and a "month in review" report when each financial month completes — even months that start on payday instead of the 1st.
Why Bilance →AI Chat
Ask your own numbers anything
A conversational assistant that knows your actual finances. "What did the Spain trip cost?" and "can I afford this car lease?" get answered from your real transactions, budgets and subscriptions — not generic tips. It reads and advises; it never edits.
AI Chat →Planning
Know what's left before you spend
Budgets cap the variable spending, with live progress and per-month overrides for holidays. Recurring payments find your subscriptions and bills in the synced data — one list, one total, and overdue payments flagged while they are still a quick fix.
Budgets →Recurring payments →Account
Everything you own minus everything you owe
Net worth combines bank balances with the assets and debts you track — home, investments, pension, loans. And Shared Finances gives couples one household picture while personal accounts stay private.
Net worth →Shared Finances →Keep exploring
- Why BilanceThe claim, the facts, and the honest limitations.
- Bank coverage2,300+ banks — check yours by country.
- CalculatorsSix free tools for everyday money questions.
Try Bilance
Connect your bank accounts and let Bilance do the categorizing — set up in about 2 minutes.
