About us
Bilance is a technology company on a mission to help all Europeans stop wasting money.
Why Bilance exists
The world wants your money. You need to make sure your money is only being used for the benefit of yourself and the people you care about. We are not just here to sell you another product. We are on your side, fighting money waste everywhere it hides. From unused subscriptions and hidden fees to impulse purchases, we are building the tools to help you stop the leaks.
We started Bilance in Tallinn in 2022 to build the tool we were missing: one app that connects your European bank accounts, sorts your spending automatically, and shows you where your money actually goes. Today Bilance connects to 2,300+ banks across 31 European countries, speaks 24 languages, and has analysed €5B+ in spending. So far, 150,000+ Europeans have trusted Bilance to help with their money.
What we believe
Your money has to work for you only
Your money should fund the life you want — your goals, your freedom, the people you care about. We are on your side, making every euro work toward that and clearing out the waste that quietly drains it.
Understanding money should be easy
Technical jargon, scattered data, messy spreadsheets — understanding your finances should not be this annoying. We do the hard part, connecting your accounts and crunching the numbers, so you can simply see where you stand.
Habits have the highest impact
Good money habits let you enjoy life today and still grow for tomorrow. Bilance helps you build the few habits that matter, so your savings grow with minimal effort.
Everything we make is measured against three words: simple, delightful, European. Simple, because you should not need a finance lecture. Delightful, because understanding your money can be something you enjoy. European, because your money app should understand your banks, your currency, and your context.
The founders
Mihkel Vetemaa
CEO
Erik Vetemaa
CTO
Mikko Leo Selg
CMO
Facts
- Company
- Bilance Technology OÜ, Tallinn, Estonia
- Founded
- 2022
- Trusted by
- 150,000+ Europeans
- Spending analysed
- €5B+
- Bank coverage
- 2,300+ banks in 31 countries
- Languages
- 24
- Contact
- hello@bilanceapp.com
Try Bilance
Connect your bank accounts and let Bilance do the categorising — set up in about 2 minutes.
