Blog
Guide pratiche su budget, connessioni bancarie e abitudini di spesa in tutta Europa — scritte dalle persone che creano Bilance.
Confronti
Best budgeting apps in Europe (2026)
The best budgeting apps that work with European banks, compared: Bilance, Wallet, Spendee, YNAB, Buddy and more. Open criteria, sourced facts, updated dates.
· 7 min read
Confronti
Mint alternatives for Europe
Mint is gone and its replacement never worked in Europe. What Europeans can use instead for automatic spending tracking, compared with sources.
· 4 min read
Confronti
Monarch Money and Copilot alternatives for Europe
Monarch Money serves only the US and Canada, and Copilot Money only the US. What Europeans can use instead, compared with sources.
· 3 min read
Confronti
YNAB alternatives for Europe
Why people leave YNAB in Europe and what to choose instead: bank coverage, euro pricing, automation. The realistic alternatives compared, with sources.
· 4 min read
Banche e sicurezza
How to see all your bank accounts in one place
Connect every supported account through PSD2 open banking and see balances and transactions from all your banks in one view — including accounts in two countries.
· 3 min read
Banche e sicurezza
How automatic transaction categorisation works
See how automatic transaction categorisation uses bank sync and corrections, and what to check about custom categories, privacy and how the app is funded.
· 3 min read
Budget
Bank app vs budgeting app: when each is enough
Compare a bank app with a dedicated budgeting app across account coverage, categories, budgets, recurring payments and household views. See when the bank app may be enough.
· 3 min read
Banche e sicurezza
Bilance funziona in Italia? Banche, lingua e configurazione
Sì: Bilance funziona in Italia, collega centinaia di banche italiane tramite PSD2, è disponibile in italiano e richiede pochi passaggi per ogni banca. Con l’elenco completo.
· 3 min read
Budget
Budgeting apps for couples: 4 features that matter
Learn the four features to check in a couples budgeting app, then see how Bilance Shared Finances handles account sharing, private accounts and combined spending.
· 3 min read
Banche e sicurezza
È sicuro collegare un’app per il budget alla banca?
Sì, quando l’app usa un accesso PSD2 in sola lettura tramite fornitori regolamentati. Cosa succede durante il collegamento, quali sono i rischi e cosa controllare.
· 4 min read
Banche e sicurezza
Tracking spending across Italian banks
How to track spending when your money is spread across several Italian banks and cards: one automatic view, categorised in euros, without exporting statements.
· 3 min read
Budget
Spreadsheet vs budgeting app: when to switch
Compare the maintenance, flexibility and cost of a spreadsheet and a budgeting app. Get a four-step plan for switching without losing trusted categories or your spreadsheet history.
· 3 min read
Banche e sicurezza
What can a budgeting app actually see? PSD2 in plain words
PSD2 explained without jargon: the EU rules behind bank connections, what data a budgeting app can and cannot access, who supervises it, and how the time limits work.
· 4 min read
Confronti
Bilance vs Buddy
Bilance and Buddy compared side by side for European users: bank coverage transparency, automation, shared budgets, platforms and pricing models.
· 5 min read
Confronti
Bilance vs Spendee
Bilance and Spendee compared side by side for European users: bank coverage, automatic categorisation, recurring payments, shared wallets and pricing models.
· 5 min read
Confronti
Bilance vs Wallet by BudgetBakers
Bilance and Wallet by BudgetBakers compared side by side for European users: bank sync, categorisation, recurring payments, sharing, platforms and pricing models.
· 5 min read
Confronti
Bilance vs YNAB
Bilance and YNAB solve different problems: automatic tracking across European banks versus a strict zero-based budgeting method. Compared side by side, with sources.
· 5 min read
Banche e sicurezza
How bank sync works in Bilance: what it can see
Learn how Bilance connects to your bank, what its read-only access can and cannot see, and how to stop syncing or delete the connection.
· 3 min read
Budget
15-minute monthly budget review: 4-step checklist
Use a four-step, 15-minute monthly review to check spending, recurring payments, net worth and budgets, then choose one change for the next month.
· 3 min read
Banche e sicurezza
What to Do With a Spiir Export After the Shutdown
New Spiir exports are no longer available. If you saved a CSV, JSON or ZIP file before 8 June 2026, here is what to do with it.
· 3 min read
Confronti
Spiir alternative: data export after closure
Check your Spiir export options, understand that Bilance cannot import a saved Spiir file, and learn how to start again with connected bank accounts.
· 3 min read